Contents
- Basic Bank Terms in Japanese
- Banking Terminology for International Transactions
- Digital Banking Vocabulary
- Useful Phrases for Bank Transactions
Let’s dive in and get you equipped with the language needed for handling your financial matters in Japan.
Basic Bank Terms in Japanese
Common Banking Vocabulary
-
銀行 (ぎんこう, ginkou) – Bank
- 口座 (こうざ, kouza) – Account
- 預金 (よきん, yokin) – Savings
- 引き出し (ひきだし, hikidashi) – Withdrawal
- 預け入れ (あずけいれ, azukeire) – Deposit
- ATM (エーティーエム, e-ti-emu) – ATM (same as English)
- 現金 (げんきん, genkin) – Cash
- 小切手 (こぎって, kogitte) – Check
- 振込 (ふりこみ, furikomi) – Bank transfer
- 支店 (してん, shiten) – Branch
- 支払い (しはらい, shiharai) – Payment
- 通帳 (つうちょう, tsuuchou) – Passbook
Banking Services and Procedures
- 口座開設 (こうざかいせつ, kouza kaisetsu) – Opening an account
- 振替 (ふりかえ, furikae) – Transfer (between accounts)
- 外国為替 (がいこくかわせ, gaikoku kawase) – Foreign exchange
- ローン (ろーん, ro-n) – Loan
- カード (かーど, ka-do) – Card (such as a debit card or credit card)
- キャッシュカード (きゃっしゅかーど, kyasshu ka-do) – Cash card (used for ATMs)
>>>>>Japanese bank vocabulary list PDF : Download
Banking Terminology for International Transactions
If you’re dealing with international transactions, whether you’re sending or receiving money from abroad, you need to know certain terms:
- 外国送金 (がいこくそうきん, gaikoku soukin) – International remittance
- SWIFTコード (SWIFTこーど, SWIFT ko-do) – SWIFT code
- 為替レート (かわせれーと, kawase re-to) – Exchange rate
- 受取人 (うけとりにん, uketorin) – Beneficiary (the person receiving money)
- 送金 (そうきん, soukin) – Remittance (money transfer)
- 送金手数料 (そうきんてすうりょう, soukin tesuuryou) – Remittance fee
- 国際郵便 (こくさいゆうびん, kokusai yuubin) – International mail (can be used for sending checks or documents)
- 為替手形 (かわせてがた, kawase tegata) – Foreign exchange draft (used for international payment)
- 預金通帳 (よきんつうちょう, yokin tsuuchou) – Deposit passbook (used for international deposits)
Digital Banking Vocabulary
As Japan becomes more digitally connected, digital banking is gaining popularity. Familiarizing yourself with digital banking terms can be crucial for managing your finances using mobile apps or online platforms:
- ネットバンキング (ネットばんきんぐ, netto bankingu) – Online banking
- モバイルバンキング (モバイルばんきんぐ, mobairu bankingu) – Mobile banking
- 電子マネー (でんしまねー, denshi mane) – Electronic money
- QRコード決済 (QRこーどけっさい, QR ko-do kessai) – QR code payment
- PayPay (ペイペイ, peipei) – PayPay (a popular mobile payment service in Japan)
- 口座振替 (こうざふりかえ, kouza furikae) – Direct debit (automatic withdrawal from an account)
- カード番号 (かーどばんごう, ka-do bangou) – Card number
- 暗証番号 (あんしょうばんごう, anshou bangou) – PIN number (personal identification number)
- ATM手数料 (ATMてすうりょう, ATM tesuuryou) – ATM transaction fee
Useful Phrases for Bank Transactions
When visiting a Japanese bank, knowing useful phrases can help you manage your transactions smoothly. Here are some phrases you can use:
- 口座を開設したいのですが (こうざをかいせつしたいのですが, kouza wo kaisetsu shitaino desuga) – I’d like to open an account.
- お金を引き出したいです (おかねをひきだしたいです, okane wo hikidashitai desu) – I want to withdraw money.
- 預金を預けたいです (よきんをあずけたいです, yokin wo azuketai desu) – I’d like to make a deposit.
- ATMでお金を引き出せますか (ATMでおかねをひきだせますか, ATM de okane wo hikidase masu ka) – Can I withdraw money from the ATM?
- 振込をしたいです (ふりこみをしたいです, furikomi wo shitai desu) – I’d like to make a bank transfer.
- 口座番号を教えてください (こうざばんごうをおしえてください, kouza bangou wo oshiete kudasai) – Please tell me my account number.
- 外国為替の手数料はどれくらいですか (がいこくかわせのてすうりょうはどれくらいですか, gaikoku kawase no tesuuryou wa dore kurai desu ka) – What is the fee for foreign exchange?
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